Last Updated: January 1, 2026

 

These Terms & Conditions govern your use of www.vanessa-ramos.com and any services, programs, digital products, workshops, events, or retreats offered by viva hispanic consulting, DBA Vanessa Ramos.

 

By accessing this site or purchasing services, you agree to these terms.

 

1. Nature of Coaching Services

 

All services provided are life coaching and personal development services.

They are not therapy, counseling, medical care, mental health treatment, legal advice, or financial advice. We do not diagnose, treat, or cure any condition.

 

2. Client Responsibility & Results

 

Coaching is a collaborative process. You acknowledge that:

• You are fully responsible for your decisions, actions, and results

• Results are not guaranteed

• Coaching requires active participation and personal commitment

 

3. Services Offered

 

Services may include:

• 1:1 coaching

• Group coaching programs

• Online courses and digital downloads

• Workshops, retreats, and live events

 

Specific details are provided at the time of purchase.

 

4. Payments, Refunds & Cancellations

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• All prices are listed in U.S. dollars unless otherwise stated

• Payment is required before services are delivered

• Refund and cancellation policies are disclosed at checkout or within program agreements

 

Digital products are non-refundable unless explicitly stated.

 

5. Retreats, Workshops & Events – Assumption of Risk

 

Participation in retreats, workshops, or events is voluntary. You acknowledge that:

• Activities may include emotional, physical, or experiential elements

• You participate at your own discretion and comfort level

• You are responsible for your own physical, mental, and emotional well-being

 

You agree to release viva hispanic consulting, DBA Vanessa Ramos from liability related to participation except where prohibited by law.

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6. Intellectual Property

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All content on this website and within programs—including written content, videos, meditations, worksheets, branding, and course materials—is the intellectual property of viva hispanic consulting, DBA Vanessa Ramos.

Content may not be copied, reproduced, shared, or resold without written permission.

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7. Confidentiality

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We honor client confidentiality. Exceptions include:

• Risk of harm to yourself or others

• Illegal activity

• Information you choose to share publicly​

 

8. Limitation of Liability

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You agree that viva hispanic consulting, DBA Vanessa Ramos is not liable for any direct or indirect damages resulting from participation in services, programs, or events.

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9. Termination of Services

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We reserve the right to refuse or terminate services if these terms are violated or if a client engages in behavior that is harmful, disrespectful, or inappropriate.

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10. Governing Law

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These Terms & Conditions are governed by the laws of the State of Florida, USA.

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11. Changes to Terms

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We may update these Terms at any time. Continued use of the website constitutes acceptance of those changes.

 

12. Contact

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viva hispanic consulting, DBA Vanessa Ramos
Contact